A Bow & Arrow

Company

A Bow & Arrow

Company

A Bow & Arrow

Company

We will lend you money to finance your startups tech development

No credit scores, no hard collateral, no hassle. Available exclusively in the Garage App. Download & apply now

More than 34 satisfied founders

How it works

Empower your financial future with personalized banking solutions that help you manage, save, and invest with ease.

Step 1 - Pitch Your Idea

Once you log into the Garage App, you can choose from our verified incubation programs. Pick the one that fits you best, then upload your pitch to get started.

Pitch Now

Step 2 - Get A Quote From A Vendor

Your pitch will be shared with software development vendors partnered with our verified incubators. You can collaborate directly with them to refine the scope of work and finalize a quotation you're happy with.

Step 3 - We can finance up to 90% of the vendor cost

Once you finalize your vendor agreement, we’ll review your application via the Garage App and present three financing options. Each option varies in the percentage of the project we fund and the equity we take as collateral. After you choose an option, we’ll disburse the funds directly to the incubator within 7 days. If your startup succeeds, you can repay the loan at any time, interest-free—and reclaim your equity.

We have partnered with the following incubation programs to dispense our financing

Ready to apply?

It only takes 5 minutes to pitch us your startup and get up to 90% of your tech development costs covered. Get started via the Garage App today.

Frequently Asked Questions

Find quick answers about our services. Reach out to us directly for more information!

Who is eligible to apply for NvestBank financing?

Startups that are enrolled in one of Garage University’s incubation programs—Supernova, IdeasToMVP, AIR, or LiftOff—are eligible to apply for NvestBank financing.

How much of my development cost will NvestBank finance?

NvestBank can finance up to 90% of your total development cost. The remaining 10% is paid by you, the founder.

Do I need to provide any personal guarantees or collateral?

No. NvestBank does not require personal guarantees, collateral, or credit checks. The loan is collateralized against your startup’s equity.

What happens if my startup fails?

If your startup doesn’t succeed, you’re free to walk away. NvestBank absorbs the loss and retains ownership of the developed technology. You owe nothing further.

Can I buy back my equity after the loan is repaid?

Yes. If your startup succeeds, you can repay the loan any time without interest and reclaim your shares—except for a 1% equity stake that NvestBank retains as its fee.

Who are the development vendors NvestBank works with?

We only work with pre-vetted, trusted software vendors who are approved by Garage University’s incubation network. You’ll collaborate directly with them to finalize your scope and quotation before applying for financing.

Who is eligible to apply for NvestBank financing?

Startups that are enrolled in one of Garage University’s incubation programs—Supernova, IdeasToMVP, AIR, or LiftOff—are eligible to apply for NvestBank financing.

How much of my development cost will NvestBank finance?

NvestBank can finance up to 90% of your total development cost. The remaining 10% is paid by you, the founder.

Do I need to provide any personal guarantees or collateral?

No. NvestBank does not require personal guarantees, collateral, or credit checks. The loan is collateralized against your startup’s equity.

What happens if my startup fails?

If your startup doesn’t succeed, you’re free to walk away. NvestBank absorbs the loss and retains ownership of the developed technology. You owe nothing further.

Can I buy back my equity after the loan is repaid?

Yes. If your startup succeeds, you can repay the loan any time without interest and reclaim your shares—except for a 1% equity stake that NvestBank retains as its fee.

Who are the development vendors NvestBank works with?

Who is eligible to apply for NvestBank financing?

Startups that are enrolled in one of Garage University’s incubation programs—Supernova, IdeasToMVP, AIR, or LiftOff—are eligible to apply for NvestBank financing.

How much of my development cost will NvestBank finance?

NvestBank can finance up to 90% of your total development cost. The remaining 10% is paid by you, the founder.

Do I need to provide any personal guarantees or collateral?

No. NvestBank does not require personal guarantees, collateral, or credit checks. The loan is collateralized against your startup’s equity.

What happens if my startup fails?

If your startup doesn’t succeed, you’re free to walk away. NvestBank absorbs the loss and retains ownership of the developed technology. You owe nothing further.

Can I buy back my equity after the loan is repaid?

Yes. If your startup succeeds, you can repay the loan any time without interest and reclaim your shares—except for a 1% equity stake that NvestBank retains as its fee.

Who are the development vendors NvestBank works with?