Raising money at the idea stage has always been one of the hardest parts of building a startup. For most founders, the options are limited: either give up a huge chunk of equity to early-stage venture capital, or burn through personal savings and risky debt.

At NvestBank, we believe there’s a better way—one that protects your upside, funds your build, and puts you in control. We’re not here to take your company. We’re here to help you build it.

Here’s Why NvestBank Is a Smarter Choice Than Traditional VC

You Keep More Equity

Traditional VCs often demand 10–30% equity for pre-seed capital—even before you’ve written your first line of code. That’s a heavy cost for an idea still being validated. With NvestBank, we fund up to 90% of your development costs, and only collateralize the equity—you don’t give it up unless you default.

Even then, if you succeed, you can buy it back interest-free and continue building on your terms.

No Dilution Until You’re Worth More

When you take VC money too early, you lock in low valuations. It can hurt you in later rounds. NvestBank lets you delay dilution until you’ve built product, traction, and leverage. Our model gives you capital without forcing you to lock in undervalued terms.

Build first. Raise smart later.

Founder-Friendly Terms

• No CIBIL checks

• No personal collateral

• No repayment if the startup fails

Compare that to traditional loans or equity rounds, where you’re often stuck with personal guarantees, predatory terms, or harsh liquidation preferences.

With NvestBank, the risk is on us—not on you.

Speed & Simplicity

VC rounds take months. Decks, warm intros, due diligence, partner meetings—most founders can’t afford to wait that long. With NvestBank, you apply through the Garage App, finalize your vendor, and if approved, get funded in 7 days.

Because your momentum shouldn’t be stalled by gatekeepers.

You’re in the Driver’s Seat

We don’t join your board. We don’t control your hiring. We don’t make you rewrite your vision.
We’re not buying influence—we’re backing execution.

You call the shots. We just help you move faster.

Why This Matters

Great ideas don’t fail because they’re bad. They fail because they run out of time, money, and belief.

NvestBank was built to change that—to give you the capital and confidence to build without compromise. Our model was created by founders, for founders. And we’re rewriting what early-stage funding can look like.

You don’t need to trade your dream for dollars. You just need the right partner to believe in you.

Let that partner be NvestBank.